5 Funding Options for Kidney, Heart and Cancer Treatment in India

Various Financial help available for medical treatment in India

In this blog you will learn how a person can seek help from government or other sources for treatment. A patient can reduce some of the financial burden they have to bear during treatment by taking advantage of one of the many ways.

  1. Prime Minister's National Relief Fund
  2. Chief Minister Medical Assistance fund
  3. Rashtriya Arogya Nidhi-RAN
  4. NGOs and Private trusts
  5. Medical Crowdfunding

1. Prime Minister's National Relief Fund | प्रधानमंत्री राष्ट्रीय राहत कोष

Apart from relief to families of those killed in natural calamities like floods, cyclones and earthquakes etc, assistance from PMNRF is also given to meet the expenses partially for medical treatment like heart surgeries, kidney transplantation, cancer treatment, etc.




People who can not afford cost of medical treatment, can apply for medical financial assistance from the PM relief fund to:

                                            
  Prime minister office.
  South Block,
  Raisina Hill,
  New Delhi-110011
  Ph: 23012312/23013149
  Fax: 23016857





Process to apply in Prime Minister’s National Relief Fund (PMNRF)

  • Applicants can apply on a fixed application format available at the website and should be addressed to the Prime Minister.
  • Application form can be downloaded from here
First you need a letter from your hospital, in that letter hospital will write patient’s name and cost of treatment.


Documents required to be enclosed by the applicant along with Application :

  1. Two passport size photographs of patient (one pasted on application, another stapled with application), 
  2. Copy of residence proof,
  3. Original medical certificate incorporating the type of disease and estimated cost of expenditure 
  4. Copy of income certificate. 
List of hospitals empanelled with the PMNRF is posted separately at the PMNRF website which could be used by the applicant for reference at the time of applying for grant. After receipt of application, disbursements are made at the sole discretion of the Prime Minister, keeping in view availability of funds and prior commitments of the PMNRF.

Hospital List under the PM National Relief Fund

2. Chief Minister Medical Assistance fund | मुख्यमंत्री चिकित्सा सहायता कोष

Many states have Chief Minister level similar welfare programmes for medical expenses like heart surgeries, kidney transplantation, cancer treatment etc.

Ex- Government of West Bengal, Bihar, Uttar Pradesh, Gujarat, Maharastra etc.






Eligibility:

  • Patient Should be a resident of Concerned state.
  • Annual Income of patient should be below Rs. 1 Lakh.
  • Diseases should be cured in state government hospitals or in Hospitals recognised by CGHS.


3. Rashtriya Arogya Nidhi-RAN | राष्ट्रीय स्वास्थ्य निधि

Financial assistance is provided by Department Of Health & Family Welfare under Rashtriya Arogya Nidhi-RAN (राष्ट्रीय स्वास्थ्य निधि) to the patients below poverty line and suffering from major illness (related to heart, liver, kidney and cancer cases) at any listed Government Hospitals or Institutions, to defray a part of the expenditure on hospitalization and treatment.





To avail financial assistance under RAN, the patient is required to submit :


  1. Application form in prescribed proforma duly signed by the treating doctor and countersigned by the Medical Superintendent of the Government hospital or institute.
  2. Copy of the income certificate (Monthly) duly certified by the Block/Mandal Development Officer, Tehsildar, S.D.M Administrator and District Officer.
  3. Copy of the ration card duly attested by a Gazetted Officer with seal bearing the name and designation of the Officer and Department where working.
  • Revolving Funds have been set up in 12 Central Government Hospitals/Institutes and funds upto Rs. 50 lakhs are placed at their disposal for providing treatment upto Rs. 2 lakh in each case.
  • Cases involving treatment beyond 2 lakh are referred to Ministry of Health & Family Welfare, Government of India for providing funds.
Government Hospitals, where free medical facilities are not available, Patient can apply for Health Minister’s Discretionary Grant (स्वास्थ्य मंत्री के विवेकाधीन अनुदान)

Rashtriya Arogya Nidhi (RAN) Official guidelines
Application Form for Rashtriya Arogya Nidhi


4. NGOs and Private trusts

Patient may request Funds from NGOs and private trusts also. Many NGOs actively fund raise to help those unable to afford treatment, which are :





Tata trust 
Reliance foundation
Shree Siddhivinayak Temple Trust Prabhadevi


Others are Nargis Dutt Memorial Trust, unCancer India, Yuvraj Singh Foundation, The Indian Cancer Society, The Cancer Patient Aid Association, the Cancer Care Trust, Yoddhas and First Hand Foundation are NGOs that help cancer patients.


5. Medical Crowdfunding | भीड़ वित्त पोषण


Raising money from friends and family is an old way of coping with crisis. Crowdfunding is a method of raising fund through the collective effort of friends, family, individual investors and other people.

With the Internet, social media can now be used to raise funds for treatment. Not only local social networks, but people all over the world also help the needy financially. 

It is done by raising money from a large number of people who each contribute a relatively small amount, typically via the Internet.

                              This online criterion campaign is easy to set up, operate and track. Unlike all other paths, there is no eligibility / criteria, and all you need is basic knowledge of how to use the Internet to tell your story.




Other Concessions | अन्य रियायतें

The government provides railway and air concession to the patients to travel for the purpose of medical checkup/treatment. Travel fare for the patient is free in railways, and the person accompanying the patient has to pay only 25 percent of the actual II class fare. In the case of traveling by air, the patient has to pay 50% of the basic fare of the normal economy class.

            Other than these, many income tax reliefs are also available for the cancer patients. You can download Tax relief form here 


Know all the above information on youtube video ⇩


इस विडियो को Youtube पे देखने के लिए यहाँ Click करे 



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5 Funding Options for Kidney, Heart and Cancer Treatment in India 5 Funding Options for Kidney, Heart and Cancer Treatment in India Reviewed by AwarenessBOX on 06:20 Rating: 5

90 comments


  1. sell your k i d n e y for money, we are looking for k i d n e y d0n0rs with the sum of $500,000.00 USD,apply now via email: (hospitalcarecenter@gmail.com)

    ReplyDelete
  2. Is this organisation mentioned above, help in funding of medical treatment? I dont find such info. in given link. pls don't comment which is not relevant.

    ReplyDelete
  3. For all funding options towards cancer treatment, please access cancerassist.in/financial-help-for-needy-patients

    ReplyDelete
  4. Thanks for sharing information about heart treatment in India.

    ReplyDelete
  5. Ayushman yojna se kya fayda hoga ?

    ReplyDelete
    Replies
    1. Ayushman ya modicare bima scheme hai jo 5 lakh ka health insurance cover deta hai..
      more info on Ayushman bharat yojna read - http://www.awarenessbox.in/2018/09/Modicare-ayushman-yojana-online-apply-registration.html

      Delete
  6. which address Rashtriya arogya nidhi application sent... please mention address

    ReplyDelete
    Replies
    1. Under Secretary (Grants)
      Ministry of Health & Family Welfare,
      Room No. 514-A, Nirman Bhavan,
      New Delhi-110011
      Tel.: 23061986/23061731

      Delete
    2. Hi bro. I'm Sai ram from andhraprsdesh. I'm Suffering from brain stroke.i want financial help right now. So how can apply to pmrf. and how can I send my application to pm office. But you given address there is no working telephone number of pm office.

      Delete
    3. Send Application via courier or post.
      Add. for PMNRF is -
      Prime minister office.
      South Block,
      Raisina Hill,
      New Delhi-110011
      Ph: 23012312/23013149
      Fax: 23016857

      Delete
  7. which address Rashtriya arogya nidhi cancer fund application sent. please mention address

    ReplyDelete
  8. My mother is suffering from breast cancer please hell

    ReplyDelete
    Replies
    1. Try for above mentioned schemes and crowdfunding also.

      Delete
  9. My daughter have vsd heart disease. She's 1.4yrs old. Doctor have fixed the operation for coming February month.she was underweight now 5kg. Im in poor family. How can I get prime minister relief fund. Pls help me.

    ReplyDelete
    Replies
    1. PM fund is not accessible now a days, Apply for your state CM fund and others options mentioned in this article.

      Delete
  10. Want to know shall state and central gov provide financial assistance for medication after kidney transplant.please reply

    ReplyDelete
  11. CM fund me kitna milta hai

    ReplyDelete
    Replies
    1. Depends on treatment. For kidney transplant upto 2.5 lakh may grant.

      Delete
  12. issuing office of income certificate should be circle or sob divisional?

    ReplyDelete
    Replies
    1. For PM fund, sdo certificate is required and for state fund block certificate should be provided

      Delete
  13. Cm fund nhi Milla .Mai Narayana suprspeciality hospital howrah .ye hospital government ke list me bhi hai. mai ek dailysis patient hu .

    ReplyDelete
    Replies
    1. Apply with supported documents like income certificate, estimated cost and medical certificate etc. to health department of respective state.
      Mail me boxawareness@gmail.com

      Delete
  14. I was operated two months before of my kidney transplant surgery . Medicine cost month is 20thousand per month. Is there any funding chances in Indian government. Please notify me

    ReplyDelete
    Replies
    1. Available Govt. medical assistance not cover medicine expenses.

      Delete
  15. PM RELIF FUND KE LIYE AVEDAN KAHA KARNA PADTA HAI AUR KYA KYA DOCUMENT LAGANE PADTE HAI

    ReplyDelete
    Replies
    1. आवेदन का पता :
      Prime minister office.
      South Block,
      Raisina Hill,
      New Delhi-110011
      Ph: 23012312/23013149

      2 Photo, Medical certificate, Income certificate and residence proof.

      Application Form Download Link

      Delete
  16. Sir mere papa kidney patient hai.thrice a week Dailysis HOTA hai ab hum transplant ke liye decision liye hai..sir hum financially bahut week hai to PM RELIF FUND se hame kaise help mil sakti hai.. please btaiye

    ReplyDelete
    Replies
    1. Jab apke father hospital me admit ho jaye to medical fund ke liye apply kariye, sabse pahle apne state ke medical assistance fund ke liye application dijiye.

      Delete
  17. How to submit Income certificate if the patient is retired? Father needs a heart transplant. He is retired with no pension. How can we apply for PM scheme? The hospital we are at said they dont do PM scheme. Is this possible?

    ReplyDelete
    Replies
    1. Apply for income certificate with income sources your father have. It may be interest on savings, others income etc.
      If your hospital is not listed for govt fund, move to other near hospital with all test reports.

      Delete
  18. Also called distributed loaning, obligation based crowdfunding takes the center advantages of crowdfunding - the managerial focal points and access to vast gatherings of individuals - and applies it to business loaning. white label crowdfunding software

    ReplyDelete
  19. Sir meri mother ko hard and kidney dono problem hai sir please help me sir. Mai bahut poor family se hun sir

    ReplyDelete
    Replies
    1. treatment ke liye hospital me baat kariye aur fund ke liye application de.

      Delete
  20. Sir mere friend kids beti ko bone marrow infection hai Dr na transplant ke liya kaha hai around 15lack ka karch kindly help

    ReplyDelete
    Replies
    1. Apply for each funding options mentioned here.

      Delete
  21. Sir, my daughter is suffering from complete heart block by birth.

    ReplyDelete
  22. My daughter is suffering from congenital complete heart block ,pda and whole in the heart,doctors of aiims delhi frist decided to close the pda in the age 5mounth,then operated for whole in the heart . After that they decided to place a single lead pacemaker after that they decided to place double chamber pacemaker,child is carry on her life properly drslatest by told us that pacemaker has to be changed immediately within a time of two or three months.mywhole savings had expended in the above said procedures.now I have money to be expended for the change of pacemaker .Iam in great need of moneyfor above said procedure.

    ReplyDelete
    Replies
    1. I understand your situation..try to raise fund.

      Delete
  23. How much fund can be granted by state for kidney surgery?

    ReplyDelete
    Replies
    1. Depends on states and hospital. For pvt hospital it may 2-3 lac and govt. hospital it may 1-1.5 lac.

      Delete
  24. Sir, I'm liver transplanted patient and I spend lot of money for my surgery (surgery was done by Global Hospital Chennai on June,2017) and now I'm facing problem for money for my father treatment. In this case how can I claim from PM relief fund? Please advise.

    ReplyDelete
  25. Please help me my dad was suffering from kidney issues my family condition is not well so please help me next month CMC VELLORE hospital treatment for my dad but financial is big problem am very depress... am request you please help me

    ReplyDelete
    Replies
    1. cmc is a very good hospital, Apply for each funding options mentioned here and try to raise fund from relatives also.

      Delete
  26. Respecter Sir,
    I am B.Bharath Kumar From Andhra Pradesh, Chittoor District, Tirupati Town. I injured due to the cause of car accident on Feb 20th 2019. I addmitted RUYA & Poorna remedy Hospital for treatment. But my condition was serious due to face multiple fractures and lost 4 teath also. That'swhy Doctors recommented to C.M.C (Cristian Medical College) Vellore for Plastic surgery. I admitted and finishing my surgery 26-2-2019. surgery and treatment cost Rs.2,50,000. I have white ration cord. can i apply for pm releaf fund. plz tell me sir

    ReplyDelete
    Replies
    1. if your income is less than 2 lakh, you can apply...but check whether type of disease is listed or not for PM fund.

      Delete
  27. I have had my heart valve replacement surgery I incurred a heavy financial expense. I have borrowed money from from friends and sold all my wife's jewellery I have no job I was working as freelancer.please let me know a solution for this financial crunch. Whom should I approach? I am a Keralite living in KALYAN Maharashtra. Please let me know Asap

    ReplyDelete
    Replies
    1. Apply for state medical fund and pm fund etc.

      Delete
  28. My 11 year old son has ITP , treatment us very costly. Need financial help. Can someone give information on who i can approach. Iam from Bangalore.

    ReplyDelete
    Replies
    1. Apply with supported documents like income certificate, estimated cost and medical certificate etc. to health department of respective state and PMO.

      Delete
  29. My colleague's 5-year-old son is diagnosed with PFIC Type 3 (Progressive Familial Intrahepatic Cholestasis) PFIC is a disorder that causes progressive liver disease, which typically leads to liver failure and has been advised that liver transplant at the earliest is the only curative option.

    We are sad to hear of his condition due to which he is in hospital at a young age, in need of a liver transplant as soon as possible.

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  58. I am from .Kerala, admitted in Medical Trust Hospital for second Kidney transplant .I have applied for PMNRF Twice No reply

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  60. I am a kidney patient. I have only one kidney. The other kidney is fused with the first one. Now I amon dialysis thrice a week, since last four years. I am 77 years old with no income. There is nobody extra in my family to accompany me to hospital for dialysis. I cannot go alone because of other problems post kidney failure. So I have to hire an attendant. He is paid 550/- per trip and taxi expenses to and fro to hospital for dialysis, avg 800 per day. Expenses for dialysis also are there. From the above blogs, it is not clear whether any scheme is there for regular dialysis and related expenses. Pl elaborate on this.

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