5 Funding Options for Kidney, Heart and Cancer Treatment in India

Various Financial help available for medical treatment in Indiaभारत में चिकित्सा उपचार के लिए उपलब्ध विभिन्न वित्तीय सहायता

इस ब्लॉग में आप जानेंगे, कैसे एक व्यक्ति सरकार या अन्य स्रोतों से इलाज के लिए मदद ले सकता है। एक मरीज कई योजनाओं में से एक का लाभ लेकर कुछ वित्तीय भार को कम कर सकता है जो उन्हें इलाज के दौरान सहन करना पड़ता है।


1. Prime Minister's National Relief Fund | प्रधानमंत्री राष्ट्रीय राहत कोष

Apart from relief to families of those killed in natural calamities like floods, cyclones and earthquakes etc, assistance from PMNRF is also given to meet the expenses partially for medical treatment like heart surgeries, kidney transplantation, cancer treatment, etc.



प्रधानमंत्री राष्ट्रीय राहत कोष से सहायता किडनी प्रत्यारोपण, कैंसर उपचार, दिल के शल्य चिकित्सा  आदि जैसे चिकित्सा उपचार के लिए आंशिक रूप से खर्च को पूरा करने के लिए दिया जाता है। जो लोग चिकित्सा उपचार की लागत का खर्च नहीं उठा सकते हैं, वे पीएम राहत निधि से चिकित्सा वित्तीय सहायता के लिए आवेदन कर सकते हैं :

People who can not afford cost of medical treatment, can apply for medical financial assistance from the PM relief fund to:
                                            
  Prime minister office.
  South Block,
  Raisina Hill,
  New Delhi-110011
  Ph: 23012312/23013149
  Fax: 23016857





Process to apply in Prime Minister’s National Relief Fund (PMNRF)

  • Applicants can apply on a fixed application format available at the website and should be addressed to the Prime Minister.
  • Application form can be downloaded from here
First you need a letter from your hospital, in that letter hospital will write patient’s name and cost of treatment.


Documents required to be enclosed by the applicant along with Application :

  1. Two passport size photographs of patient (one pasted on application, another stapled with application), 
  2. Copy of residence proof,
  3. Original medical certificate incorporating the type of disease and estimated cost of expenditure 
  4. Copy of income certificate. 
List of hospitals empanelled with the PMNRF is posted separately at the PMNRF website which could be used by the applicant for reference at the time of applying for grant. After receipt of application, disbursements are made at the sole discretion of the Prime Minister, keeping in view availability of funds and prior commitments of the PMNRF.

Hospital List under the PM National Relief Fund

2. Chief Minister Medical Assistance fund | मुख्यमंत्री चिकित्सा सहायता कोष

Many states have Chief Minister level similar welfare programmes for medical expenses like heart surgeries, kidney transplantation, cancer treatment etc.

कई राज्यों में चिकित्सा खर्च के लिए मुख्यमंत्री स्तर के कल्याण कार्यक्रम है।
जैसे- Government of West Bengal, Bihar, Uttar Pradesh, Gujarat, Maharastra etc.






Eligibility:

  • Patient Should be a resident of Concerned state.
  • Annual Income of patient should be below Rs. 1 Lakh.
  • Diseases should be cured in state government hospitals or in Hospitals recognised by CGHS.


3. Rashtriya Arogya Nidhi-RAN | राष्ट्रीय स्वास्थ्य निधि

Financial assistance is provided by Department Of Health & Family Welfare under Rashtriya Arogya Nidhi-RAN (राष्ट्रीय स्वास्थ्य निधि) to the patients below poverty line and suffering from major illness (related to heart, liver, kidney and cancer cases) at any listed Government Hospitals or Institutions, to defray a part of the expenditure on hospitalization and treatment.


राष्ट्रीय आरोग्य निधिके तहत स्वास्थ्य और परिवार कल्याण विभाग द्वारा गरीबी रेखा से नीचे के रोगियों और प्रमुख बीमारी से पीड़ित (दिल, यकृत, गुर्दे और कैंसर के मामलों से संबंधित) के लिए वित्तीय सहायता प्रदान की जाती है। इसके लिए रोगियों को किसी भी सूचीबद्ध सरकारी अस्पतालों में इलाज करवाना अनिवार्य है.


To avail financial assistance under RAN, the patient is required to submit :


  1. Application form in prescribed proforma duly signed by the treating doctor and countersigned by the Medical Superintendent of the Government hospital or institute.
  2. Copy of the income certificate (Monthly) duly certified by the Block/Mandal Development Officer, Tehsildar, S.D.M Administrator and District Officer.
  3. Copy of the ration card duly attested by a Gazetted Officer with seal bearing the name and designation of the Officer and Department where working.
  • Revolving Funds have been set up in 12 Central Government Hospitals/Institutes and funds upto Rs. 50 lakhs are placed at their disposal for providing treatment upto Rs. 2 lakh in each case.
  • Cases involving treatment beyond 2 lakh are referred to Ministry of Health & Family Welfare, Government of India for providing funds.
Government Hospitals, where free medical facilities are not available, Patient can apply for Health Minister’s Discretionary Grant (स्वास्थ्य मंत्री के विवेकाधीन अनुदान)

Rashtriya Arogya Nidhi (RAN) Official guidelines
Application Form for Rashtriya Arogya Nidhi


4. NGOs and Private trusts

रोगी एन.जी.ओ और निजी ट्रस्ट से भी फंड का अनुरोध कर सकतें है। कई गैर सरकारी संगठन जरूरतमंद लोगों की सहायता के लिए सक्रिय हैं.

Patient may request Funds from NGOs and private trusts also. Many NGOs actively fund raise to help those unable to afford treatment, which are :

Tata trust 
Reliance foundation
Shree Siddhivinayak Temple Trust Prabhadevi

Others are Nargis Dutt Memorial Trust, unCancer India, Yuvraj Singh Foundation, The Indian Cancer Society, The Cancer Patient Aid Association, the Cancer Care Trust, Yoddhas and First Hand Foundation are NGOs that help cancer patients.


5. Medical Crowdfunding | भीड़ वित्त पोषण


मित्रों और परिवार से धन जुटाना संकट से जूझने का पुराना तरीका है। इंटरनेट के साथ, अब उपचार के लिए धन जुटाने के लिए Social media का इस्तेमाल किया जा सकता है। केवल स्थानीय सोशल नेटवर्क ही नहीं, बल्कि पूरे विश्व के लोग आर्थिक तौर पर भी जरूरतमंद लोगों की मदद करते हैं।

Crowdfunding is a method of raising fund through the collective effort of friends, family, individual investors and other people. It is done by raising money from a large number of people who each contribute a relatively small amount, typically via the Internet.

                              ऐसा ऑनलाइन कसौटीबद्ध अभियान को स्थापित करना, संचालित करना और ट्रैक करना आसान है। अन्य सभी रास्तों के विपरीत, इसमें कोई पात्रता/मानदंड नहीं है, और सिर्फ आपको ये बुनियादी ज्ञान की जरुरत है कि आपकी कहानी को बताने के लिए इंटरनेट का उपयोग कैसे करें ?




Other Concessions | अन्य रियायतें

इसके अलावा, उपचार के उद्देश्य के लिए ट्रेन और हवाई यात्रा के पे 50% छूट का दावा किया जा सकता है

The government provides railway and air concession to the patients to travel for the purpose of medical checkup/treatment. Travel fare for the patient is free in railways, and the person accompanying the patient has to pay only 25 percent of the actual II class fare. In the case of traveling by air, the patient has to pay 50% of the basic fare of the normal economy class.

            Other than these, many income tax reliefs are also available for the cancer patients. You can download Tax relief form here 


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5 Funding Options for Kidney, Heart and Cancer Treatment in India 5 Funding Options for Kidney, Heart and Cancer Treatment in India Reviewed by AwarenessBOX on 06:20 Rating: 5

46 comments


  1. sell your k i d n e y for money, we are looking for k i d n e y d0n0rs with the sum of $500,000.00 USD,apply now via email: (hospitalcarecenter@gmail.com)

    ReplyDelete
  2. Treating diseases the noble way- Madhusudan Naidu in the Direction of Swami’s Ideals!- Madhusudan Naidu Muddenahalli
    in the Direction of Swami’s Ideals!

    ReplyDelete
    Replies
    1. Is this organisation mentioned above, help in funding of medical treatment? I dont find such info. in given link. pls don't comment which is not relevant.

      Delete
  3. For all funding options towards cancer treatment, please access cancerassist.in/financial-help-for-needy-patients

    ReplyDelete
  4. Thanks for Sharing this information about Heart treatment in India. You can Contact us to know Heart treatment in India call +91 8810611368 Email:info@jiyoindia.com

    ReplyDelete
  5. Thanks for sharing information about heart treatment in India.

    ReplyDelete
  6. Ayushman yojna se kya fayda hoga ?

    ReplyDelete
    Replies
    1. Ayushman ya modicare bima scheme hai jo 5 lakh ka health insurance cover deta hai..
      more info on Ayushman bharat yojna read - http://www.awarenessbox.in/2018/09/Modicare-ayushman-yojana-online-apply-registration.html

      Delete
  7. which address Rashtriya arogya nidhi application sent... please mention address

    ReplyDelete
    Replies
    1. Under Secretary (Grants)
      Ministry of Health & Family Welfare,
      Room No. 514-A, Nirman Bhavan,
      New Delhi-110011
      Tel.: 23061986/23061731

      Delete
    2. Hi bro. I'm Sai ram from andhraprsdesh. I'm Suffering from brain stroke.i want financial help right now. So how can apply to pmrf. and how can I send my application to pm office. But you given address there is no working telephone number of pm office.

      Delete
    3. Send Application via courier or post.
      Add. for PMNRF is -
      Prime minister office.
      South Block,
      Raisina Hill,
      New Delhi-110011
      Ph: 23012312/23013149
      Fax: 23016857

      Delete
  8. which address Rashtriya arogya nidhi cancer fund application sent. please mention address

    ReplyDelete
  9. My mother is suffering from breast cancer please hell

    ReplyDelete
    Replies
    1. Try for above mentioned schemes and crowdfunding also.

      Delete
  10. My daughter have vsd heart disease. She's 1.4yrs old. Doctor have fixed the operation for coming February month.she was underweight now 5kg. Im in poor family. How can I get prime minister relief fund. Pls help me.

    ReplyDelete
    Replies
    1. PM fund is not accessible now a days, Apply for your state CM fund and others options mentioned in this article.

      Delete
  11. Want to know shall state and central gov provide financial assistance for medication after kidney transplant.please reply

    ReplyDelete
  12. CM fund me kitna milta hai

    ReplyDelete
    Replies
    1. Depends on treatment. For kidney transplant upto 2.5 lakh may grant.

      Delete
  13. issuing office of income certificate should be circle or sob divisional?

    ReplyDelete
    Replies
    1. For PM fund, sdo certificate is required and for state fund block certificate should be provided

      Delete
  14. Cm fund nhi Milla .Mai Narayana suprspeciality hospital howrah .ye hospital government ke list me bhi hai. mai ek dailysis patient hu .

    ReplyDelete
    Replies
    1. Apply with supported documents like income certificate, estimated cost and medical certificate etc. to health department of respective state.
      Mail me boxawareness@gmail.com

      Delete
  15. I was operated two months before of my kidney transplant surgery . Medicine cost month is 20thousand per month. Is there any funding chances in Indian government. Please notify me

    ReplyDelete
    Replies
    1. Available Govt. medical assistance not cover medicine expenses.

      Delete
  16. PM RELIF FUND KE LIYE AVEDAN KAHA KARNA PADTA HAI AUR KYA KYA DOCUMENT LAGANE PADTE HAI

    ReplyDelete
    Replies
    1. आवेदन का पता :
      Prime minister office.
      South Block,
      Raisina Hill,
      New Delhi-110011
      Ph: 23012312/23013149

      2 Photo, Medical certificate, Income certificate and residence proof.

      Application Form Download Link

      Delete
  17. Sir mere papa kidney patient hai.thrice a week Dailysis HOTA hai ab hum transplant ke liye decision liye hai..sir hum financially bahut week hai to PM RELIF FUND se hame kaise help mil sakti hai.. please btaiye

    ReplyDelete
    Replies
    1. Jab apke father hospital me admit ho jaye to medical fund ke liye apply kariye, sabse pahle apne state ke medical assistance fund ke liye application dijiye.

      Delete
  18. How to submit Income certificate if the patient is retired? Father needs a heart transplant. He is retired with no pension. How can we apply for PM scheme? The hospital we are at said they dont do PM scheme. Is this possible?

    ReplyDelete
    Replies
    1. Apply for income certificate with income sources your father have. It may be interest on savings, others income etc.
      If your hospital is not listed for govt fund, move to other near hospital with all test reports.

      Delete
  19. Also called distributed loaning, obligation based crowdfunding takes the center advantages of crowdfunding - the managerial focal points and access to vast gatherings of individuals - and applies it to business loaning. white label crowdfunding software

    ReplyDelete
  20. Sir meri mother ko hard and kidney dono problem hai sir please help me sir. Mai bahut poor family se hun sir

    ReplyDelete
    Replies
    1. treatment ke liye hospital me baat kariye aur fund ke liye application de.

      Delete
  21. Sir mere friend kids beti ko bone marrow infection hai Dr na transplant ke liya kaha hai around 15lack ka karch kindly help

    ReplyDelete
    Replies
    1. Apply for each funding options mentioned here.

      Delete
  22. Sir, my daughter is suffering from complete heart block by birth.

    ReplyDelete
  23. My daughter is suffering from congenital complete heart block ,pda and whole in the heart,doctors of aiims delhi frist decided to close the pda in the age 5mounth,then operated for whole in the heart . After that they decided to place a single lead pacemaker after that they decided to place double chamber pacemaker,child is carry on her life properly drslatest by told us that pacemaker has to be changed immediately within a time of two or three months.mywhole savings had expended in the above said procedures.now I have money to be expended for the change of pacemaker .Iam in great need of moneyfor above said procedure.

    ReplyDelete
    Replies
    1. I understand your situation..try to raise fund.

      Delete
  24. How much fund can be granted by state for kidney surgery?

    ReplyDelete
    Replies
    1. Depends on states and hospital. For pvt hospital it may 2-3 lac and govt. hospital it may 1-1.5 lac.

      Delete

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